To the extent permitted by law, neither the Insurers nor QBE Mercantile Mutual Limited will be liable under any circumstances for any direct, indirect or consequential damages arising in any way out of your use of this website. Where we cannot exclude liability, to the maximum extent permitted by law, our liability will be limited to resupply of the relevant service, goods or equivalent goods, the cost of resupplying the service, goods or equivalent goods or, in the case of goods, the cost of repairing the goods, at our option.

The related industry links referred to in this website are independent sites and are not related to or controlled by the Insurers or QBE Mercantile Mutual Limited. We accept no responsibility for the information contained in those sites.

Amendments to the Commonwealth Privacy legislation take effect from 21 December 2001. The legislation regulates the way private sector organisations, such as QBE Mercantile Mutual, can collect, use, keep secure and disclose personal information. It gives individuals the right to know what information an organisation holds about them and a right to correct that information if it is wrong.

The legislation requires an organisation to set out, in a document, clearly expressed policies on its management of personal information. Attached for your review is the privacy brochure - QBE Mercantile Mutual's document which expresses our policy on the management of personal information.

The contents of this website are protected by copyright and may be viewed for your personal use only. If you would like to use the material for any other purpose, please contact QBE Mercantile Mutual Limited. QBE Mercantile Mutual Limited is a registered trade mark of QBE Mercantile Mutual Limited. Unauthorised use is prohibited.

We warn you that the material contained in the FSR&YOU subsite is intended for information purposes only. It is not advice as the law in this area is still in draft. Do not act on anything from the FSR&YOU subsite without first seeking expert professional advice.

We advise you that the material contained in the Workers Compensation subsite is intended for information purposes only. It is not intended as advice and you should seek independent legal and/or financial advice on this topic before taking any action.

We advise you that the material contained in the FarmGate® subsite is intended for information purposes only. It is not intended as advice and should not be acted upon or relied upon without first seeking independent professional advice.